QBIT PRIVACY POLICY
QBIT 隐私政策
This policy explains what the Client may expect from Qbit and what Qbit needs from the Client in relation to personal data provided by the Client. Please read this carefully as this policy is legally binding when the Client uses Qbit Services.本政策说明客户就其向 Qbit 提供的个人数据可期待 Qbit 如何处理,以及 Qbit 就该等个人数据需要客户提供或配合的事项。请仔细阅读本政策;客户使用 Qbit 服务时,本政策具有法律约束力。Unless the context otherwise requires, capitalized terms used but not defined in this Policy shall have the meanings given to them in the General Terms and Conditions.除非上下文另有要求,本政策中使用但未定义的首字母大写术语,应具有《通用条款》中赋予该等术语的含义。As Qbit Services are used by businesses rather than individuals, “your personal information” or “your personal data” means personal information and data provided by you relating to your executives, directors, employees, agents, or legal representative.由于 Qbit 服务供企业而非个人使用,因此“您的个人信息”或“您的个人数据”是指您提供的有关您的高管、董事、员工、代理人或法定代表人的个人信息和数据。1. How do we protect your personal information.
1. 我们如何保护您的个人信息。
1.1 We take the security of your personal information seriously and use secure servers to store the information you provide to us.1.1 我们高度重视您的个人信息安全,并使用安全服务器存储您向我们提供的信息。1.2 Transmission of information via the internet is not completely secure. We will use strict procedures and security features after receiving your information, but transmission is at your own risk.1.2 通过互联网传输信息并非完全安全。我们收到您的信息后,将采用严格程序和安全措施防止未经授权的访问,但信息传输风险由您自行承担。1.3 We restrict access to your personal information to Qbit employees who have a business reason to know it, train employees on confidentiality and privacy, and maintain physical, electronic and procedural safeguards in accordance with applicable laws and regulations.1.3 我们仅允许具有业务知悉必要的 Qbit 员工访问您的个人信息;我们持续培训员工重视客户信息的保密和隐私,并按照相关法律法规维持实体、电子及程序性保护措施,以防止未经授权的访问。2. Information we may collect from you.
2. 我们可能向您收集的信息。
We may collect and use the following data about you.我们可能收集并使用以下有关您的数据。2.1 Information you give us.2.1 您向我们提供的信息。2.1(a) You may give us information when you sign up for or continue to use Qbit Services, participate in website or app functions, enter a competition, promotion or survey, or report a problem. This may include name, address, email address, phone number, financial information, payment reason, location, ID number, social security number, personal description and photograph of your executives, directors, employees, agents, or legal representative.2.1(a) 您在注册或持续使用 Qbit 服务、参与网站或应用程序功能、参加竞赛、推广活动或调查,或报告 Qbit 服务问题时,可能向我们提供信息。该等信息可能包括您的高管、董事、员工、代理人或法定代表人的姓名、地址、电子邮箱、电话号码、财务信息、付款原因、地理位置、身份证件号码、社会保障号码、个人描述及照片等。2.1(b) We may also need additional commercial and/or identification information, for example where you send or receive certain high-value or high-volume transactions, or where required to comply with anti-money laundering obligations.2.1(b) 我们还可能需要额外的商业和/或身份识别信息,例如在您发送或接收特定高价值或高频交易时,或为履行适用法律项下的反洗钱义务而需要时。2.1(c) When you provide us with personal data of any individual during your use of Qbit Services, you promise that you have obtained that individual’s consent to disclose the data to us and to our collection, use and disclosure of such data for the purposes set out in this Privacy Policy.2.1(c) 您在使用 Qbit 服务期间向我们提供任何个人的个人数据时,即承诺您已取得该个人同意,将其个人数据披露给我们,并同意我们为本隐私政策所列目的收集、使用及披露该等个人数据。2.2 Information we collect about you.2.2 我们向您收集的信息。With regard to your use of Qbit Services, we may automatically collect transaction details, technical information, and visit information.就您使用 Qbit 服务而言,我们可能自动收集交易详情、技术信息及访问相关信息。2.2(a) Transaction details may include transactions carried out when using Qbit Services and the geographic location from which a transaction originates.2.2(a) 交易详情可能包括您使用 Qbit 服务时进行的交易,以及交易发起地的地理位置。2.2(b) Technical information may include IP address, login information, browser type and version, time zone, browser plug-in types and versions, operating system and platform.2.2(b) 技术信息可能包括 IP 地址、登录信息、浏览器类型和版本、时区设置、浏览器插件类型和版本、操作系统及平台。2.2(c) Visit information may include URL clickstream to, through and from our Website or App, viewed or searched products, page response times, download errors, visit length, page interaction information and any phone number used to call Customer Support.2.2(c) 访问相关信息可能包括您进入、浏览及离开我们网站或应用程序的 URL 点击流、浏览或搜索的产品、页面响应时间、下载错误、访问时长、页面交互信息,以及用于致电客户支持的电话号码。2.3 Information we receive from other sources.2.3 我们从其他来源收到的信息。We may receive information about you if you use other websites we operate or other services we provide, and we may receive information from third parties with whom we work closely.如果您使用我们运营的其他网站或我们提供的其他服务,我们可能收到有关您的信息;我们也可能从与我们紧密合作的第三方处收到有关您的信息。Banks used to transfer money to us may provide basic personal information and financial information such as bank account details.您用于向我们转账的银行可能向我们提供基本个人信息及财务信息,例如银行账户详情。Business partners may provide your name and address and financial information such as card payment information.业务合作伙伴可能向我们提供您的姓名、地址及财务信息,例如银行卡支付信息。Advertising networks, analytics providers and search information providers may provide pseudonymized information such as how you found our website.广告网络、分析服务提供商及搜索信息提供商可能向我们提供假名化信息,例如您如何找到我们的网站。Credit reference agencies do not provide us with your personal information but may be used to corroborate information you provided to us.信用参考机构不会向我们提供您的个人信息,但我们可能使用其服务核实您向我们提供的信息。3. Purposes of processing.
3. 处理目的。
Your personal data is processed for specific purposes and only to the extent necessary for those purposes.我们仅为特定目的处理您的个人数据,且处理范围限于实现该等目的所必要的范围。3(a) To onboard you as a client, verify your address, assess your application for setting up an account with Qbit, and conduct legal and regulatory compliance checks, including anti-money laundering, counter-terrorist financing, anti-tax evasion and fraud prevention checks.3(a) 为将您纳入客户、核实您的地址、评估您在 Qbit 开立账户的申请,并开展法律及监管合规检查,包括反洗钱、反恐怖融资、反逃税及防欺诈检查。3(b) To provide service communications to you as client in relation to administrative, account- and transaction-related information.3(b) 为向作为客户的您提供与行政、账户及交易相关的信息等服务通知。3(c) To meet ongoing compliance and regulatory obligations, including anti-money laundering, counter-terrorist financing, anti-tax evasion, fraud prevention, automatic exchange of information, and disclosures to regulators, tax authorities and other governmental bodies.3(c) 为履行持续合规及监管义务,包括反洗钱、反恐怖融资、反逃税、防欺诈、自动信息交换,以及向金融服务/反洗钱监管机构、税务机关及其他监管或政府机构披露信息。3(d) For Qbit's prudential and operational management, including risk management and audit.3(d) 用于 Qbit 的审慎及运营管理,包括风险管理、审计等。3(e) For any other purposes notified to you from time to time.3(e) 用于我们不时通知您的任何其他目的。4. Cookies.
4. Cookie。
4.1 Qbit Services use cookies to distinguish you from other users, provide a good experience and improve our services.4.1 Qbit 服务使用 Cookie 将您与其他用户区分开来,以便为您提供良好体验并改进我们的服务。4.2 Qbit also uses analytical and performance cookies, targeting cookies, and Google Analytics cookies. These cookies help us count visitors, understand browsing behavior, provide relevant advertisements, and identify website trends. They are session cookies and end when you close your browser.4.2 Qbit 还使用分析和性能 Cookie、定向 Cookie 以及 Google Analytics Cookie。该等 Cookie 有助于我们统计访问者数量、了解浏览行为、提供更相关的广告并识别网站趋势。该等 Cookie 均为会话 Cookie,将在您关闭浏览器时终止。5. Uses made of the information.
5. 信息的使用。
We use your information to perform our contract with you, provide information, products and services, comply with legal and regulatory requirements, notify you of changes to Qbit Services, and keep Qbit Services safe and secure.我们使用您的信息,以履行与您的合同、向您提供信息、产品和服务、遵守适用法律及监管要求、通知您 Qbit 服务的变更,并维护 Qbit 服务的安全。We also use your information to administer Qbit Services, conduct internal operations such as troubleshooting, data analysis, testing, research, statistics and surveys, improve Qbit Services, measure advertising effectiveness, provide relevant advertising, and allow you to participate in interactive features when you choose to do so.我们还使用您的信息来管理 Qbit 服务,开展故障排查、数据分析、测试、研究、统计和调查等内部运营,改进 Qbit 服务,衡量广告效果,提供相关广告,并在您选择时允许您参与 Qbit 服务的互动功能。We may use your information to provide information about similar goods and services, permit selected third parties to provide information about goods or services that may interest you, and combine information received from other sources with information you provide or that we collect about you.我们可能使用您的信息向您提供类似商品和服务的信息,允许经选择的第三方向您提供我们认为您可能感兴趣的商品或服务信息,并将我们从其他来源收到的信息与您提供的信息及我们收集的信息相结合。6. Disclosure of your information.
6. 您的信息披露。
6.1 We may share your information with selected third parties, including affiliates, business partners, suppliers and sub-contractors, advertisers and advertising networks, analytics and search engine providers, and our group entities or subsidiaries.6.1 我们可能与经选择的第三方共享您的信息,包括关联方、业务合作伙伴、供应商及分包商、广告商和广告网络、分析及搜索引擎服务提供商,以及我们的集团实体或子公司。6.2 We may disclose your personal information to third parties in connection with a sale or purchase of business or assets, compliance with legal obligations, enforcement of agreements, protection of rights, fraud protection, credit risk reduction, investigations of fraud or illegal activity, prevention and detection of fraud or crime, legal process, financial and insurance risk assessment, debt recovery or insolvency, and development of customer relationships, services and systems.6.2 我们可能因出售或购买业务或资产、遵守法律义务、执行协议、保护权利、欺诈防范、信用风险降低、协助调查欺诈或其他非法活动、预防和发现欺诈或犯罪、回应传票、令状、法院命令或其他法律要求、评估财务及保险风险、追偿债务或处理您的破产事宜,以及发展客户关系、服务及系统等目的,向第三方披露您的个人信息。6.3 We do not publish a list of all third parties with whom we share your data, as this depends heavily on your specific use of Qbit Services.6.3 我们不会公布与我们共享您数据的所有第三方名单,因为这在很大程度上取决于您对 Qbit 服务的具体使用情况。7. Where we store your personal data.
7. 我们在何处存储您的个人数据。
The data we collect from you shall be stored within the territory of the United States of America. If applicable laws and regulations require otherwise, we may transfer and store the data in Mainland China.我们向您收集的数据应存储在美国境内。如适用法律法规另有要求,我们可能会将该等数据转移并存储至中国大陆。Such data may be transferred to and stored at a destination outside the European Economic Area, and may be processed by staff operating outside the EEA who work for us or our suppliers.因此,该等数据可能被转移至欧洲经济区以外的地点并在该等地点存储,也可能由在欧洲经济区以外为我们或我们的供应商工作的人员处理。By submitting your personal data, you agree to this transfer, storing or processing. We will take all reasonably necessary steps to ensure that your data is treated securely and in accordance with this privacy policy.您提交个人数据,即表示您同意该等转移、存储或处理。我们将采取一切合理必要措施,确保您的数据得到安全处理,并符合本隐私政策。8. Sharing your data outside of the EEA.
8. 在欧洲经济区以外共享您的数据。
To provide Qbit Services, it may be necessary to transfer your data to third parties across the border of the EEA. In such cases, we ensure that appropriate technical, physical and organizational security measures and contractual protections are in place.为向您提供 Qbit 服务,我们有时需要将您的数据跨欧洲经济区边界转移给第三方。在该等情况下,我们将确保我们及合作伙伴采取充分且适当的技术、实体和组织安全措施,并与该等第三方建立适当的合同保护机制。9. Profiling and Automated Decision Making.
9. 用户画像及自动化决策。
We may use some instances of your data to customize Qbit Services and the information we provide to you, and to address your needs, such as using your country of address and transaction history.我们可能在某些情况下使用您的数据,以定制 Qbit 服务及我们向您提供的信息,并满足您的需求,例如使用您的地址所在国家及交易历史。For example, if you frequently send funds from one currency to another, we may use this information to inform you of product updates or features that may be useful to you.例如,如果您经常将资金从一种货币发送至另一种货币,我们可能使用该信息向您告知可能对您有用的产品更新或功能。When doing so, we take necessary measures to protect your privacy and security and use pseudonymized data wherever possible. This activity has no legal effect on you.在进行上述处理时,我们将采取必要措施保护您的隐私和安全,并在可能的情况下仅使用假名化数据。该等活动不会对您产生法律效力。10. Data Retention.
10. 数据保留。
10.1 As a regulated financial institution, Qbit is required by law to store some of your personal and transactional data beyond the closure of your account with us. Your data is accessed internally only on a need-to-know basis and only where absolutely necessary.10.1 作为受监管的金融机构,Qbit 依法需要在您关闭账户后继续保存部分个人及交易数据。您的数据仅在内部基于知情必要原则访问,且仅在绝对必要时访问或处理。10.2 We will always delete data that is no longer required by a relevant law or jurisdiction in which we operate.10.2 对于相关法律或我们运营所在司法辖区不再要求保留的数据,我们将始终予以删除。11. Your Rights.
11. 您的权利。
11.1 You have the right to ask us not to contact you for marketing purposes by contacting the customer manager appointed by Qbit as shown on the Dashboard or at support@qbitnetwork.com.11.1 您有权要求我们不再出于营销目的联系您,您可通过 Dashboard 显示的 Qbit 指定客户经理或 support@qbitnetwork.com 与我们联系。11.2 You have the right to correct any personal information we hold about you that is inaccurate, incorrect, or out of date.11.2 您有权更正我们持有的关于您的任何不准确、不正确或过时的个人信息。11.3 You have the right to ask us to delete your data when it is no longer necessary or no longer subject to a legal obligation applicable to Qbit.11.3 当您的数据不再必要,或不再受 Qbit 所适用法律义务约束时,您有权要求我们删除您的数据。11.4 You have the right to transfer your personal data between data controllers, for example to move your account details from one online platform to another.11.4 您有权在数据控制者之间转移您的个人数据,例如将您的账户详情从一个在线平台转移至另一个在线平台。11.5 Qbit Services may contain links to partner networks, advertisers and affiliates. These websites have their own privacy policies and we do not accept responsibility for them. Please check those policies before submitting personal data to such websites.11.5 Qbit 服务可能包含指向合作伙伴网络、广告商和关联方网站的链接。该等网站有其自身隐私政策,我们不对其承担责任。请在向该等网站提交个人数据前查阅其隐私政策。12. Access to Information.
12. 信息访问。
Subject to applicable laws, you may have the right to access information we hold about you. Your right of access may be exercised in accordance with relevant data protection legislation.在适用法律允许的范围内,您可能有权访问我们持有的关于您的信息。您可根据相关数据保护法律行使您的访问权。13. Changes to this Policy.
13. 本政策的变更。
Any changes we may make to our privacy policy will be posted on this page and, where appropriate, notified to you by email. Your use or continued use of any Services after such amendment shall be deemed as your acceptance of and agreement to the same.我们对隐私政策作出的任何变更将发布在本页面,并在适当情况下通过电子邮件通知您。您在该等修订后使用或继续使用任何服务,将被视为您接受并同意该等修订。